# Memo Bank NextGenPSD2 API

## Description
This is version `1.0` of this API documentation. Last update on Apr 16, 2025.
**Memo Bank NextGenPSD2 API** allows Third Party Providers to access account information and initiate payments on behalf of customers.

The API follows [BerlinGroup NextGenPSD2 Implementation Guidelines](https://www.berlin-group.org/nextgenpsd2-downloads) as of version 1.3.11. This document describe our implementation choices and where we have drifted away from the guidelines.

All non-absolute paths described in this document are relatives to the base URL of the server (e.g. https://api.memo.bank/nextgenpsd2 for the production environment).


## Servers
- Production environment: https://api.memo.bank/nextgenpsd2 (Production environment)
- Sandbox environment: https://api.beta.sandbox.memo.bank/nextgenpsd2 (Sandbox environment)


## Topics
- [Onboarding](https://docs-nextgenpsd2.api.memo.bank/topic/topic-onboarding.md)
- [Authentication](https://docs-nextgenpsd2.api.memo.bank/authentication.md)
- [Response formats](https://docs-nextgenpsd2.api.memo.bank/topic/topic-response-formats.md)
- [Authorisation](https://docs-nextgenpsd2.api.memo.bank/topic/topic-authorisation.md)
- [Rate limiting](https://docs-nextgenpsd2.api.memo.bank/topic/topic-rate-limiting.md)


## Endpoints and operations

### [AIS](https://docs-nextgenpsd2.api.memo.bank/group/endpoint-ais.md)
- [Read account balance](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readaccountbalance.md)
- [Read account details](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readaccountdetails.md)
- [Read transaction details of an account](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readaccounttransactiondetails.md)
- [Read transactions list of an account](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readaccounttransactionslist.md)
- [Read accounts list](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readaccountslist.md)
- [Read card account balance](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readcardaccountbalance.md)
- [Read card account details](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readcardaccountdetails.md)
- [Read transactions list of a card account](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readcardaccounttransactionslist.md)
- [Read card accounts list](https://docs-nextgenpsd2.api.memo.bank/operation/operation-readcardaccountslist.md)
### [PIS](https://docs-nextgenpsd2.api.memo.bank/group/endpoint-pis.md)
- [Get payment information](https://docs-nextgenpsd2.api.memo.bank/operation/operation-getpaymentinformation.md)
- [Cancel a payment.](https://docs-nextgenpsd2.api.memo.bank/operation/operation-cancelpayment.md)
- [Get payment initiation status](https://docs-nextgenpsd2.api.memo.bank/operation/operation-getpaymentinitiationstatus.md)
- [Initiate a payment](https://docs-nextgenpsd2.api.memo.bank/operation/operation-initiatepayment.md)



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